Ephrata-based ENB Financial Corp, the parent of Ephrata National Bank, said third-quarter profit rose to $6.91 million, or $1.21 a share, from $5.92 million, or $1.04 a share, a year earlier.
The Oct. 22 earnings release, filed with the company’s 8-K, put the increase at $994,000, or 16.8%. For the first nine months of 2026, net income was $16.64 million, or $2.92 a share, up 3.7% from $16.05 million, or $2.83 a share, in the same period of 2025.
The bank has two Lititz offices, at 1 E. Main Street downtown and at 3190 Lititz Pike on Kissel Hill, according to its public locations list. As with any bank holding company report, the profit figures are for the whole corporation, not those two branches.
Net interest income was $22.30 million in the quarter, up $4.08 million, or 22.4%, from a year earlier, and the net interest margin widened to 3.86% from 3.38%. As of Sept. 30, ENB reported $2.40 billion in assets, up 7.8%; $1.71 billion in gross loans, up 15.1%; and $2.0 billion in deposits, up 5.8%.
On Feb. 1, the company closed its acquisition of Cecil Bancorp and Cecil Bank. The release said that deal added loans with a fair value of $147.4 million and deposits of $186.4 million, and that merger and conversion costs, net of taxes, came to $3.03 million in the first nine months of 2026.